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FY26%20Workers%20Compensation%20Carrier.pdf

Document typememo
Date2025-06-09
Source URLhttps://go.boarddocs.com/wv/gilmer/Board.nsf/files/DHGKX453F17D/$file/FY26%20Workers%20Compensation%20Carrier.pdf
Entitygilmer_county_schools (Gilmer Co., WV)
Entity URLhttps://boe.gilmer.k12.wv.us/
Raw filenameFY26%20Workers%20Compensation%20Carrier.pdf
Stored filename2025-06-09-f48a3227ee940e248c81dc42efbc9c4d-memo.txt

Parent document: 2025-06-09-c1ac7686e5af051b1ba0db71272705c6-agenda.txt

Text

Dr. Tony Minney, Superintendent
I | N /\ BR 454 Vanhorn Drive ® Glenville WV 26351
COUNTY SCHOOLS 304-462-7386 ¢ FAX 304-462-5103

Empower » Suspire - Sugage boe.gilmer.k12.wv.us

TO: Board Members

FROM: Ginger L. Altizer, Treasurer hugo Noga
SUBJECT: Workers Compensation Insurance Carrier FY26

Date: June 9, 2025

Please accept this memo as my recommendation to approve Encova
Insurance Company as our carrier for Workers Compensation Insurance for
fiscal year 2025-2026.

Encova is not the lowest bidder, however, | believe that they provide
exceptional customer service on the employer side but more importantly,
for our employees if they unfortunately need workers compensation
services. Also, Encova provides a comprehensive list of free safety training
that we can utilize to protect our employees from injury as well as minimize
our losses in future years.

If you have any questions, please do not hesitate to let me know. Thanks!


Marketing Summary

Encova Insurance Company

(Rated ‘A’ by A.M. Best)

Quoted Renewal Premium = $26,131

Travelers Insurance
Company

(Rated ‘A++’ by A.M. Best)
fee

——

Declined Travelers declined due to losses.

Wesco Insurance Company

(Rated ‘A’ by A.M. Best)

_

Sa
Quoted Renewal Premium = $23,973

A. M. Best Ratings
A+ and A++ (Superior)
A and A- (Excellent)

06/03/25

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